Pre-Need
Taking the time to arrange your funeral now leaves one less thing your loved ones will need to worry about once you’ve passed. We are here to help you every step of the way. This section contains useful information about the benefits of pre-planning your funeral as well as our online pre-arrangement form.
While people spend months planning events like weddings and trips, few think about the one event that is certain to happen: their funeral. While most people do not want to think about their own mortality, the time to pre-plan your funeral is now. The primary advantage of pre-arranging your funeral is to relieve the burden on your loved ones in an emotional time, and to ensure your funeral is carried out according to your wishes, eliminating the task of second-guessing what you would have wanted. Pre-planning and pre-paying your funeral is one of the most thoughtful gifts you can give to your family.
Pre-Payment Options
Pre-paying for your funeral reduces stress and financial burden on your loved ones after your passing. We can co-ordinate a payment plan that suits your needs. Options include a single payment plan, to monthly bank account withdrawals. By pre-paying your funeral, you ease the financial impact on your family. Pre-payment also protects you and your family, from inflation, and the growth is non-taxable. Depending on your region, if your funeral costs less than the amount you have put aside, those funds will be refunded back to your beneficiaries. For more information on what is applicable in your region, simply speak to your funeral director. Each year thousands of people decide to pre-plan and pre-pay for their funeral. These plans are designed to be flexible and to accommodate the many changes that often occur in people’s lives.
What You Can Do In Advance…
Decide on Burial or Cremation and your casket or urn type.
Pick what type of service you want (religious, military, non-traditional)
Choose which funeral home to use.
Designate your pallbearers, pick any music or readings you want at your service.
Benefits Of Pre-Planning
Between 70 and 75 decisions are made within the first 24-48 hours of death. It’s difficult to think rationally while making so many decisions within days of losing someone. Pre-planning gives yourself, family, and friends peace of mind.
It’s easy. Anyone can do it, and you can change your mind at any time.
Don't Wait! Start Your Pre-Plan Today
Why Should I Plan Ahead
Pre-planning is a matter of taking the time to think about – and record – your end-of-life desires. It’s a thoughtful gesture to those you love, and a way to let go of anxieties about the future. Once done, you can relax, knowing your plans are in the hands of reliable friends or family.
It’s All About Taking Control
Given time to consider it, you’ll quickly realize that pre-planning is all about ensuring that your wishes are known, so they can be acted upon when the time comes. Making the commitment to planning ahead:
- Is easy. There’s no health questionnaire or physical exam required. Absolutely everyone can make a pre-plan, and there is no waiting for return documents. The plan is completed, and put on file in our office.
- Lets your family clearly know your wishes.
- Relieves your family members of making very personal decisions on your behalf at the time of need.
- Can protect your family from the ravages of inflation. Your expenses can be covered when you need them to be, through a pre-payment plan.
Does Pre-planning Require Pre-payment?
The simple answer is just two letters: No. You can set plan to paper by simply recording your wishes, and leave it for your family to pay for your desired services at the time of your passing.
Or, you can protect you and your family from inflation, by pre-funding your plan. This ensures your expenses will be covered when you need them to be.
When you choose to pre-fund your final arrangements, your money is put in a state-approved trust account or top-rated insurance company until required. After your pre-plan is paid for in full, our price is guaranteed. You will never have to pay more for the items you have already paid for.
Another point we’d like to stress: When you pre-plan with Joseph F. Nardone Funeral Home, your plan will go where you go. No matter where you reside at the time of your passing, no matter what funeral home you choose to work with, your plan will be transferable to any funeral home in the United States.
Why Pre-Plan with Joseph F. Nardone Funeral Home?
By pre-planning with us, you’re assured that your final wishes are known. This relieves your family of the burden of making difficult decisions, under emotional duress. Through pre-funding your plan, expenses will be covered when you need them to be. That's guaranteed.
Our plans offer a variety of payment options to fit most everyone. Choose the payment option that's right for you.
Ready to get started?
Request a personal appointment with a Joseph F. Nardone Funeral Home Funeral Director. Please contact us.
Pre-Planning Checklist
For many, it feels like there’s an overwhelming amount of things to think about! But in all honesty, taking control of the important things in life just feels good; you know it's the right thing to do for you, and your family.
Prepare
Laying the foundation for a well thought out plan for you or a loved one takes a bit of time, but, it's worth every moment spent. After all, you’re setting the stage for a more relaxed and enjoyable life, because you’ll have the peace-of-mind preparedness brings. Here’s what to do to get started:
- Prepare a contact list of individuals who should be notified in a medical emergency or death.
- Write an obituary or simply jot down information you would like included in an obituary.
- Decide where obituary and memorial information should appear.
Choose the type of service you would like including the burial you prefer and make those arrangements. You will need to decide:
- Cemetery lot location
- Casket type; cremation urn type
- Vault or sectional crypt
- Type of service: religious, military, non-denominational, or fraternal
- The contact details for the funeral home you designate to care for you
- Pallbearers, music, flowers, scripture or other readings
- Charity to receive donations in lieu of flowers, if donations are preferred
- Select the speakers and the eulogies that you would want to represent you.
- Decide what organizations or church will benefit from memorial donations in your name.
Arrange and Delegate
The people who know and care about you will be there when you need them. You only need to provide them with instructions, important financial details, and then relax. You’re in good hands.
- Give your Executor a copy of your Will. Safety deposit boxes are often opened up during the estate settlement process, long after the funeral. Any funeral planning documents therein can be of no help to your executor.
- Make sure your representative has a list of important account information or telephone numbers for retirement plans, insurance policies, investments, bank accounts, safe-deposit boxes, properties, preferred law and accountant firms and mortuaries. Remind your personal representative that the Social Security Administration will need to be called and, if you're receiving benefits such as those from the Veteran's Administration, they should be contacted as well.
- Designate a power of attorney to ensure that proper information can be accessed in the event of your illness or death. Make sure a durable power of attorney for health care and a living will are in place so that your wishes are carried out if you are unable to do so.
- Make arrangements for telephone and utilities services, and newspaper and magazine deliveries, to be cancelled.
Pay for:
- Cemetery and memorialization services
- Funeral arrangements, including clergy, florist and transportation
- Make arrangements for pets to find a new home.
You can also contact us for additional information. We're pleased to answer any questions you may have, without obligation.
